Terms of Service
Last updated: March 25, 2026
About the service
Gold Instead is a free tool that calculates what a past purchase would be worth today if the money had been spent on gold instead. The service is provided as-is for informational and entertainment purposes.
Not financial advice
Nothing on this site constitutes financial, investment, or tax advice. Gold prices are historical and do not predict future performance. Always consult a qualified financial advisor before making investment decisions.
Accounts
Creating an account is optional. If you create one, you are responsible for keeping your login credentials secure. We reserve the right to suspend or terminate accounts that violate these terms.
Accuracy
We strive to use accurate gold price and exchange rate data, but we do not guarantee the accuracy, completeness, or timeliness of any data displayed. Prices may be delayed or differ from real-time market values.
Limitation of liability
Gold Instead and its operators are not liable for any losses, damages, or decisions made based on information provided by this service.
Changes
We may update these terms at any time. Continued use of the service after changes constitutes acceptance of the updated terms.